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This section explains what Waycore supports and how it maintains reliability in real-world banking environments. The focus is not just on coverage, but on how that coverage performs under operational stress.

Coverage

Waycore supports a growing set of commercial banks, including HSBC, Revolut, and City National Bank. Coverage is expanding continuously, and new banks can be added on demand.
Typically within hours to a day, assuming standard portal access and permissions are in place.
Support depends on the specific portal and permission structure, but in most cases, a single delegated user can cover multiple accounts under the same entity.

Reliability

We handle it. Maintaining portal compatibility, including MFA changes, UI updates, and anti-bot countermeasures, is our core engineering responsibility.
Standard support includes baseline reliability commitments for healthy connections.
Enhanced response commitments and custom reporting are available for larger partners under separate support terms.
Data refreshes several times per day by default and can be triggered on demand depending on the workflow.
Reliability is achieved through a combination of software and human-in-the-loop operations, ensuring continuity even when bank portals change or behave inconsistently.
The customer’s bank retains full authority over the delegated user profile at all times. If the bank restricts, suspends, or terminates access to the portal for any reason, Waycore’s ability to operate on behalf of that customer ceases immediately.Waycore does not claim any right of access independent of the bank’s own user management controls. This is disclosed to every customer in our Terms of Use, and customers acknowledge that bank-side restrictions may affect service availability.

Auth

Yes. Waycore supports common MFA methods (email, SMS, TOTP) and handles more complex flows (e.g., app-based authentication) through its operating layer.
Hard-token-only environments are generally not supported, as they cannot be reliably operated in a scalable way.
In most cases, Waycore handles recovery. Occasionally, the customer may need to assist (e.g., re-authentication or unblocking a user).

Support model

Support is built into the service. Waycore operates the connections and ensures they remain functional, rather than leaving customers to troubleshoot integrations themselves.
Yes. SLAs focus on continuity and responsiveness, not just API uptime. Specific terms are defined per deployment.
Both. Waycore monitors connections and addresses issues proactively, with reactive support as needed.

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