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Waycore provides outsourced treasury operations at the speed and flexibility of software. One integration. Any bank. Reliable data today, execution workflows across the broader platform, and standardized APIs for commercial accounts.

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The Problem

Commercial banks were not built for software.
  • No reliable APIs
  • MFA flows that break automation
  • Manual portal workflows
  • Read-only open banking with huge coverage gaps
If you’re building:
  • A treasury platform
  • An ERP
  • An AP automation tool
  • A lending or capital product
You eventually hit the same wall:
You can’t reliably see, let alone move money across commercial banks.

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The Waycore Model

Waycore makes legacy banks programmable using delegated user access. Instead of scraping with shared credentials, your customer:
  1. Creates a delegated user inside their bank
  2. Assigns permissions (read, transfer, approval)
  3. Connects that user to Waycore
Waycore then:
  • Onboards delegated-user bank connections
  • Reads balances and account data
  • Normalizes accounts and transactions
  • Emits real-time webhooks
  • Maintains a complete audit trail
The broader platform also supports execution workflows such as transfers and approvals. The current public API is focused first on onboarding and data access.

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How It Works (System View)

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What Waycore Is Not

  • Not a consumer bank aggregator
  • Not a neobank
  • Not a regulated Payment Service Provider (PSP) or Third Party Provider (TPP) under PSD2
  • Not a UI-first treasury tool
  • Not dependent on bank APIs
Waycore is infrastructure.

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Who It’s For

ERP & accounting products

When bank connectivity gaps create manual work, broken workflows, or bank-by-bank integration overhead.

Treasury & finance platforms

When customers need balances, transactions, statements, or payment actions at commercial banks that are hard to support.

Accounting firms & fund administrators

When teams are already logging into bank portals on behalf of clients and need to reduce manual effort, errors, and servicing cost.

Internal finance operations

When critical bank workflows still depend on portal hopping, downloads, and error-prone manual intervention.

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Design Principles

  • Deterministic > probabilistic
  • Execution > aggregation
  • Delegated access > credential sharing
  • Policy before action
  • Observable by default

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Summary

Waycore turns commercial bank portals into programmable infrastructure. If your product needs reliable bank connectivity and read capabilities today, with execution workflows across the broader platform over time, Waycore is your gateway.