Waycore is in early access. All pricing shown is our standard rack rate. Pioneer Partners receive significant discounts in exchange for helping us expand our bank coverage network.
How Pricing Works
Waycore pricing is built on three components that scale with your usage. There are no seat fees, no data export charges, and no surprise invoices.Platform Fee
A monthly base fee for access to the Waycore API, sandbox environment, and support.
Delegated Users
A per-connection fee for each authenticated bank portal session you maintain. Priced by portal complexity.
Execution Events
A per-event fee for write operations (transfers, uploads, and workflow executions) beyond your monthly allowance.
Plans
- Direct Access
- Commercial Licence
For companies using Waycore to manage their own bank accounts.Ideal for real estate operators, hospitality groups, family offices, and any finance team managing 20+ bank accounts across multiple institutions.
| Component | Price |
|---|---|
| Platform Fee | $500 / month |
| Standard Portal (delegated user) | $75 / user / month |
| Complex Portal (delegated user) | $150 / user / month |
| Execution Events | $0.50 / event (first 50/user included) |
Unlimited sandbox testing included
Up to 5 internal team members
Standard SLA and developer support
Access to all covered banks in the Waycore network
What is a Standard vs. Complex Portal?
Standard portals are major national banks with stable, well-structured authentication flows (e.g., Chase, Bank of America, Wells Fargo). Complex portals are regional banks, credit unions, and institutions with rotating MFA, CAPTCHA, or non-standard session management. If you are unsure, we will classify your banks during onboarding at no charge.
Standard portals are major national banks with stable, well-structured authentication flows (e.g., Chase, Bank of America, Wells Fargo). Complex portals are regional banks, credit unions, and institutions with rotating MFA, CAPTCHA, or non-standard session management. If you are unsure, we will classify your banks during onboarding at no charge.
Usage Fee Reference
The table below summarises all usage-based charges in one place.| Fee Type | Unit | Overage Price |
|---|---|---|
| Standard Portal | Per delegated user / month | $75 |
| Complex Portal | Per delegated user / month | $150 |
| Execution Events | Per write event | $0.50 |
| Polling (Standard) | Daily balance + transaction sync | Included |
| New Bank Integration | Per institution (not on network) | Custom |
What counts as an Execution Event?
Any write operation initiated through the Waycore API: a payment or transfer submission, a bulk payroll file upload, a user entitlement change, or a scheduled workflow trigger. Read operations (balance checks, transaction exports, statement downloads) are never charged as execution events.
Any write operation initiated through the Waycore API: a payment or transfer submission, a bulk payroll file upload, a user entitlement change, or a scheduled workflow trigger. Read operations (balance checks, transaction exports, statement downloads) are never charged as execution events.
Estimating Your Bill
Use the examples below to understand what a typical monthly invoice looks like.- Mid-Market Real Estate Firm
- Treasury SaaS Platform (Reseller)
A property management company with 80 units across 4 banks, managing rent collection and vendor payments.
| Line Item | Calculation | Monthly Cost |
|---|---|---|
| Platform Fee | Flat | $500 |
| Standard Portals | 3 banks × $75 | $225 |
| Complex Portals | 1 regional bank × $150 | $150 |
| Execution Events | 80 events − 200 included = $0 overage | $0 |
| Total | $875 / month |
Replaces approximately 18 hours of manual portal work per month at a fraction of the cost.