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Last Verified: April 14, 2026
Confidence Level: Medium

Overview

Arvest Bank allows you to grant access to your accounts by creating an authorized user. This is done through Online Cash Manager, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

ConceptArvest Bank term
Delegated userUser
AdminAdministrator

Setup steps

1. Navigate to user management

Sign in to Online Cash Manager.From the top navigation, go to: AdministrationMaintain User Information
Click ADD NEW USER.Enter the user’s details:
FieldNotes
First NameRequired
Last NameRequired
UsernameRequired
EmailRequired
PhoneRequired
LocationRequired
BrandingRequired
Product NotificationsOptional
CC Email addressOptional
BCC Email addressOptional
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Navigate to the Security and Approval Access tab.Click ADD ACCESS and Select the account or accounts this user should access.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelAccount Holder
Balances
Transactions
Statements
Payments (initiate)
Approvals
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click SAVE to complete.

Important notes

If no account access is assigned, the user will see no data.
Depending on your business structure, dual control or additional approvals may be required for certain permissions.
Use one user per account if separate connections are required.