Skip to main content
Last Verified: April 10, 2026
Confidence Level: High

​
Overview

Divvy allows you to grant access to your accounts by creating a Member. This is done through BILL Spend & Expense, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

​
Bank terminology

ConceptDivvy term
Delegated userMember
AdminAdministrator

​
Setup steps

1. Navigate to user management

Sign in to BILL Spend & Expense.From the top navigation, go to: Navigation Menu → People → Add Person
Click Add Person.Enter the user’s details:
FieldNotes
Email addressRequired
NameRequired
RoleRequired
Send invite via emailOptional
Phone numberOptional
AssistantsOptional
Date of birthOptional
DepartmentOptional
LocationOptional
ManagerOptional
Physical cardOptional
Residential addressOptional
Shipping addressOptional
Shipping methodOptional
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Select the account or accounts this user should access.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelAuditor
Balances✅
Transactions✅
Statements✅
Payments (initiate)❌
Approvals❌
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Add Person to complete.

​
Important notes

If no account access is assigned, the user will see no data.
Divvy was acquired by Bill.com and is now known as BILL Spend & Expense. People with cards cannot spend unless budget funds have been allocated to them. People with a No access role display in Spend & Expense, but cannot use or manage any features in the product.
Use one user per account if separate connections are required.