Last Verified: April 14, 2026
Confidence Level: Low
Confidence Level: Low
Overview
Discover Bank does not currently offer business checking accounts or a dedicated business banking portal with delegated user access. While they offer business credit cards, they do not provide a full suite of business banking services that require delegated user setup for checking/savings accounts. Because of this limitation, you cannot create a delegated user for business banking purposes at Discover Bank.Bank terminology
| Concept | Discover Bank term |
|---|---|
| Delegated user | N/A |
| Admin | N/A |
Setup steps
1. Navigate to user management
1. Navigate to user management
2. Create user
2. Create user
Click
N/A.Enter the user’s details:| Field | Notes |
|---|---|
| First Name | Required |
| Last Name | Required |
| Username | Required |
| Required | |
| Phone | Required |
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
3. Assign account access
3. Assign account access
Select the account or accounts this user should access.This must be done for each account individually. If skipped, the user will not see any accounts.
4. Configure permissions (critical)
4. Configure permissions (critical)
| Setting | Recommended |
|---|---|
| Access level | N/A |
| Balances | ✅ |
| Transactions | ✅ |
| Statements | ✅ |
| Payments (initiate) | ❌ |
| Approvals | ❌ |
| Daily limits | Set as appropriate |
The above example corresponds to
read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.5. Finalize
5. Finalize
Review the setup and click
N/A to complete.Important notes
Use one user per account if separate connections are required.