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Last Verified: April 14, 2026
Confidence Level: High

Overview

First Hawaiian Bank allows you to grant access to your accounts by creating a sub-user (also referred to as a user profile). This is done through FHB Online Business Banking, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

ConceptFirst Hawaiian Bank term
Delegated userSub-user / User profile
AdminAuthorized Signer / Primary user

Setup steps

1. Navigate to user management

Sign in to FHB Online Business Banking.From the top navigation, go to: SettingsManage Users
Click Add User.Enter the user’s details:
FieldNotes
First NameRequired
Last NameRequired
UsernameRequired
EmailRequired
PhoneRequired
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Select the account or accounts this user should access under the ACCOUNTS tab. Check the boxes for View, Deposit, or Withdraw for each individual account.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelView
Balances
Transactions
Statements
Payments (initiate)
Approvals
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Save to complete.

Important notes

If no account access is assigned, the user will see no data.
The business must be enrolled in FHB Online Business Banking to have access to Entitlements, and you must be an Authorized Signer on all the business’s accounts to add/edit/delete business user profiles.
Use one user per account if separate connections are required.