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Last Verified: April 10, 2026
Confidence Level: High

Overview

JPMorgan Chase allows you to grant access to your accounts by creating a Authorized user. This is done through Chase Connect, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

ConceptChase Connect term
Delegated userAuthorized user
AdminPrimary admin

Setup steps

1. Navigate to user management

Sign in to Chase Connect.From the top navigation, go to: Access & Security tab → Access & Security Manager → All users
Click Add authorized user.Enter the user’s details:
FieldNotes
First nameRequired
Last nameRequired
Create usernameRequired
EmailRequired
PhoneRequired
Send temporary password toRequired
Allow mobile accessOptional
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Select the account or accounts this user should access.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelSee activity only
Balances
Transactions
Statements
Payments (initiate)
Approvals
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Request token to complete.

Important notes

If no account access is assigned, the user will see no data.
Chase Dual Control℠ can be activated for administrative actions and transactions. For transactions, all require approval by another user except for transfers between Chase accounts, loan advances and loan payments. Tokens (soft or hard) are required for enhanced security.
Use one user per account if separate connections are required.