Last Verified: April 14, 2026
Confidence Level: High
Confidence Level: High
Overview
Mechanics Bank allows you to grant access to your accounts by creating an Employee. This is done through Business Online Banking, where you can:- add a new user with their own login credentials
- choose which accounts they can access
- define what they are allowed to see and do, such as viewing balances or initiating payments
Bank terminology
| Concept | Mechanics Bank term |
|---|---|
| Delegated user | Employee |
| Admin | Senior Administrator / Administrator |
Setup steps
1. Navigate to user management
1. Navigate to user management
2. Create user
2. Create user
From the Select User Criteria menu, select
New Employee and then click Submit.Enter the user’s details:| Field | Notes |
|---|---|
| First Name | Required |
| Last Name | Required |
| Username | Required |
| Required | |
| Business Phone | Required |
| Security Level | Required |
| Employee Group | Optional |
| Business Phone Ext | Optional |
| Mobile Phone | Optional |
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
3. Assign account access
3. Assign account access
Under the Accounts section,
check the box next to the account(s) that you wish the user to have access to.This must be done for each account individually. If skipped, the user will not see any accounts.
4. Configure permissions (critical)
4. Configure permissions (critical)
| Setting | Recommended |
|---|---|
| Access level | Employee |
| Balances | ✅ |
| Transactions | ✅ |
| Statements | ✅ |
| Payments (initiate) | ❌ |
| Approvals | ❌ |
| Daily limits | Set as appropriate |
The above example corresponds to
read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.5. Finalize
5. Finalize
Review the setup and click
Finish to complete.Important notes
Use one user per account if separate connections are required.