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Last Verified: April 14, 2026
Confidence Level: Low

Overview

Home Bank allows you to grant access to your accounts by creating an Authorized Signatory. This is done through Oaken Digital, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

ConceptHome Bank term
Delegated userAuthorized Signatory
AdminAccount Holder

Setup steps

1. Navigate to user management

Sign in to Oaken Digital.From the top navigation, go to: ProfileAccount Maintenance
Click Add Authorized Signatory.Enter the user’s details:
FieldNotes
First NameRequired
Last NameRequired
UsernameRequired
EmailRequired
PhoneRequired
Date of BirthOptional
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Select the account or accounts this user should access.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelRead-only
Balances
Transactions
Statements
Payments (initiate)
Approvals
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Submit to complete.

Important notes

If no account access is assigned, the user will see no data.
Home Bank / Oaken Financial primarily uses paper/PDF forms (“Authorized Signatory Form”) to add users to commercial accounts. While Oaken Digital allows up to three Authorized Persons for non-individual accounts, full online self-service user management may be limited. You may need to submit a signed Authorized Signatory Form.
Use one user per account if separate connections are required.