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Last Verified: April 14, 2026
Confidence Level: Medium

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Overview

Handelsbanken allows you to grant access to your accounts by creating a Fullmaktshavare / Användare. This is done through Internet Företag, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

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Bank terminology

ConceptHandelsbanken term
Delegated userFullmaktshavare / Användare
AdminAdministrationsbehörig

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Setup steps

1. Navigate to user management

Logga in to Internet Företag.From the top navigation, go to: Tjänster → Administrera fullmakter
Click Lägg till användare (or Ny fullmakt).Enter the user’s details:
FieldNotes
First NameRequired
Last NameRequired
UsernameRequired
EmailRequired
PhoneRequired
PersonnummerOptional
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Select the account or accounts this user should access.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelEndast läsrättigheter
Balances✅
Transactions✅
Statements✅
Payments (initiate)❌
Approvals❌
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Godkänn to complete.

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Important notes

If no account access is assigned, the user will see no data.
To create and manage fullmakter (powers of attorney), you must first have “administrationsbehörighet” (administration rights). This right is obtained by visiting your local Handelsbanken branch.
Use one user per account if separate connections are required.