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Last Verified: April 14, 2026
Confidence Level: High

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Overview

Banco BPM allows you to grant access to your accounts by creating an utente non firmatario. This is done through YouBusiness Web, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

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Bank terminology

ConceptBanco BPM term
Delegated userUtente non firmatario
AdminUtente master

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Setup steps

1. Navigate to user management

Sign in to YouBusiness Web.From the top navigation, go to: Configura → Profilatura Utenti → Creazione utenti
Click Creazione utenti.Enter the user’s details:
FieldNotes
First NameRequired
Last NameRequired
UsernameRequired
EmailRequired
PhoneRequired
GruppoRequired
Dispositivo di sicurezzaRequired
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Select the account or accounts this user should access.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelOperatori
Balances✅
Transactions✅
Statements✅
Payments (initiate)❌
Approvals❌
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Salva to complete.

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Important notes

If no account access is assigned, the user will see no data.
To create a non-signatory user, the Master User must assign them to a “Gruppo” (Group) which defines their permissions. The Master User must also associate a “dispositivo di sicurezza” (security device/token) to the new user.
Use one user per account if separate connections are required.