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Documentation Index

Fetch the complete documentation index at: https://docs.waycore.com/llms.txt

Use this file to discover all available pages before exploring further.

Overview

UMB Bank allows you to grant access to your accounts by creating an authorized user. This is done through UMB Business Online Banking, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

ConceptUMB Bank term
Delegated userUser
AdminAdministrator

Setup steps

1. Navigate to user management

Click the Services tab, then User Management.
Click the Create New User button.Enter the required details as prompted by the interface:
FieldNotes
First NameRequired
Last NameRequired
EmailRequired
Primary PhoneRequired
User IDRequired
AdministratorOptional checkbox
Business Bill PayOptional
Click the Save and Continue button when you are finished. If you are adding a Business Bill Pay User, you will be taken to another page that displays the Authority Level and Available Funding Accounts.Use the drop-down to select an Authority Level.Check the boxes next to the available funding accounts you would like to add.
Click the Save button. When you get the confirmation that the update was saved, click the Finished with Business Bill Pay button in the top right corner.

Important notes

If no account access is assigned, the user will see no data.
Use one user per account if separate connections are required.