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Last Verified: April 10, 2026
Confidence Level: High

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Overview

Wealthfront allows you to grant access to your accounts by creating a Insufficient Data. This is done through Insufficient Data, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

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Bank terminology

ConceptWealthfront term
Delegated userInsufficient Data
AdminInsufficient Data

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Setup steps

1. Navigate to user management

Sign in to Insufficient Data.From the top navigation, go to: Insufficient Data
Click Insufficient Data.Enter the user’s details:
FieldNotes
Insufficient Data
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Select the account or accounts this user should access.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelInsufficient Data
Balances✅
Transactions✅
Statements✅
Payments (initiate)❌
Approvals❌
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Insufficient Data to complete.

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Important notes

If no account access is assigned, the user will see no data.
Wealthfront does not offer business accounts. They only support Individual, Joint, and Trust accounts for Cash, and various personal investment/retirement accounts. They previously offered business investment accounts but discontinued them.
Use one user per account if separate connections are required.