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Last Verified: April 14, 2026
Confidence Level: High

Overview

First Horizon Bank allows you to grant access to your accounts by creating a User. This is done through BusinessConnect, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

Bank terminology

ConceptFirst Horizon Bank term
Delegated userUser / Primary User
AdminAdministrator

Setup steps

1. Navigate to user management

Sign in to BusinessConnect.From the top navigation, go to: User Maintenance
Click Add New User.Enter the user’s details:
FieldNotes
First NameRequired
Last NameRequired
User IDRequired
EmailRequired
Business PhoneOptional
Mobile Phone NumberOptional
Time ZoneOptional
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
In the Assign Accounts section, either mark the Assign All Accounts box or click in the blank field and select the account(s) desired.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelSelect specific permissions
Balances
Transactions
Statements
Payments (initiate)
Approvals
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Add User to complete. Then, the new user record must be approved. Go to the User Maintenance widget, find the new user, click the View actions drop down, and click Approve.

Important notes

If no account access is assigned, the user will see no data.
A new user record or a modified existing user record must be approved before it can be fully used by the individual.
Use one user per account if separate connections are required.