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Last Verified: April 14, 2026
Confidence Level: High

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Overview

Banco Sabadell allows you to grant access to your accounts by creating an Usuario Consultivo. This is done through BS Online Empresas, where you can:
  • add a new user with their own login credentials
  • choose which accounts they can access
  • define what they are allowed to see and do, such as viewing balances or initiating payments
You will be setting up a user that can securely access account data and initiate transactions without sharing your primary login.

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Bank terminology

ConceptBanco Sabadell term
Delegated userUsuario Consultivo
AdminUsuario principal

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Setup steps

1. Navigate to user management

Sign in to BS Online Empresas.From the top navigation, go to: Servicios → Administración → Administración de usuario principal y usuarios consultivos → Gestión usuario consultivo
Click Nuevo.Enter the user’s details:
FieldNotes
Nombre del usuarioRequired
Teléfono móvilRequired
Descripción del usuarioOptional
Our team will provide the exact details to use for this user. Please enter them exactly as provided to ensure the setup completes successfully.
Select the account or accounts this user should access.
This must be done for each account individually. If skipped, the user will not see any accounts.
SettingRecommended
Access levelConsultar y preparar operaciones
Balances✅
Transactions✅
Statements✅
Payments (initiate)❌
Approvals❌
Daily limitsSet as appropriate
The above example corresponds to read only functionality. If you want to enable Waycore to draft transactions on the portal, you should enable payments, approvals, and limits correspondingly.
Review the setup and click Continuar to complete.

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Important notes

If no account access is assigned, the user will see no data.
The “Usuario Consultivo” only has permissions to “Consultar y preparar operaciones” (Consult and prepare operations). They cannot authorize or sign operations. To authorize operations, the main user must sign them in “Firmas Pendientes”.
Use one user per account if separate connections are required.